Understanding Our Legal Terms and Your Rights
When you create an account with skillmoney, you agree to our terms of use, which outline the rules of the platform, how we hold your data, and the steps we both take if a dispute needs to be raised. Eligibility depends on where you are. Our
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services are available only where local law permits, and accounts must be opened from eligible regions. If you're in Pakistan and local law allows, you can fund your account using JazzCash, Easypaisa, or Raast. Whichever method you choose, the payment must come from an account registered
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in your own name — we verify this as part of standard account checks. We do not pass your personal data to third parties for marketing unless you've given explicit consent. Transaction records — including every JazzCash and Easypaisa deposit — are held for the period
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required under applicable regulations. Your Raast withdrawal records follow the same retention rules. You can request a copy of the data we hold, ask us to correct anything that's wrong, or request deletion where the law allows it. Account security is a shared responsibility. We encrypt
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your session and protect your payment details using industry-standard protocols. If you log in from an unfamiliar device, you'll be prompted for an OTP on your registered number before access is granted. If you ever suspect someone else has accessed your account, contact us straight away
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and we'll freeze it while we look into it. Any unresolved complaint can be escalated through the external process available under applicable law.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.